What is the relationship between Shiksha Finance and https://shikshafinanceiosapp.com?
Shiksha Finance and the website https://shikshafinance.com are part of the same company. The new website (https://www.shikshafinanceiosapp.com) is specifically designed to introduce our new iOS loan app as part of our expanding services, while maintaining the trusted legacy of our original site.
What types of loans does Shiksha Finance offer?
We provide the following types of loans:
ST-LAP Loans (Short Term Loan Against Property)
BC-MFI Loans (Business Correspondent - Microfinance Institution Loans)
School Loans (Loans for Educational Institutions for infrastructure and capital needs)
Student Loans (Loans for students to fund their education)
Personal Loans (Flexible personal loans for individuals)
Business Loans (Loans designed to help businesses grow and expand)
How can I apply for a loan through your iOS app?
You can easily apply for a loan directly through our iOS app, available on the Apple App Store. Once downloaded, you can follow the simple steps to fill out your application and submit the required documents.
Is the iOS app free to download?
Yes, our iOS Loan App is free to download from the Apple App Store. You only pay the loan amount along with applicable interest and fees once your loan is approved.
What documents are required to apply for a loan?
The documents required will vary depending on the type of loan. Generally, we ask for:
Proof of identity (Aadhaar card, PAN card, etc.)
Proof of address (Aadhaar card, utility bill, etc.)
Income proof or salary slip (for personal loans)
Admission proof (for student loans)
How quickly can I receive the loan after approval?
Once your loan application is approved, funds can be disbursed to your bank account within 24-48 hours, depending on the loan type and verification process.
What are the interest rates for the loans?
Interest rates depend on the type of loan you are applying for, your credit profile, and other factors. For detailed rates, you can view them directly on the app or our website under each loan product's terms and conditions.
How can I repay the loan?
Loan repayments can be made through various payment options provided in the app, including bank transfers, UPI, and other online payment methods. We also offer flexible repayment schedules based on your loan type.
Can I track my loan status on the app?
Yes, our iOS app allows you to track your loan status in real-time. You can view the current status of your loan application, check disbursement details, and monitor repayment schedules.
Is my personal information secure when using the iOS app?
Yes, we take your privacy and security seriously. All personal and financial information provided is encrypted and stored securely in compliance with industry standards to protect your data.